Recurring share
A percentage of what the provider earns, usually for 12 months in SaaS and for the life of the account in merchant processing.
Partner program directory
Published payout terms for 25 fintech, payments and B2B software partner programs, in one place. Listed Oct 2026; payouts not fully rechecked and subject to current verification.
THE SHORT ANSWER
What do partner programs pay in 2026?
Across the 17 programs here that publish terms, payouts follow four patterns. SaaS tools pay 20% to 30% of revenue for the first 12 months. HR and payroll platforms pay a fixed bounty of $300 to $1,600 per customer, often split into milestones. Business banking and spend platforms pay activation bonuses only after the referred business deposits or spends a set amount (Mercury: up to $1,500). Merchant processors pay residuals for the life of the account (Easy Pay Direct: 20% of net revenue).
25programs tracked
17publish a payout model
$1,600largest published one-time bounty (Rippling)
20–30%typical SaaS recurring share, first 12 months
THE DIRECTORY
Filter by category or payout model.
| Company / program | Category | Model | Published payout and conditions | Best fit | Source |
|---|---|---|---|---|---|
| Easy Pay DirectAffiliate Partner Program | Payment processing | Recurring share (lifetime) | 20% of net revenue on every approved merchant account, paid monthly for as long as the merchant processes.One rate, no tiers or caps per the program page. Earnings depend on volume and retention. | Agencies and consultants serving high-risk merchants such as supplements, CBD, coaching and continuity. | Program page ↗Listed Oct 2026; subject to current verification |
| PaymentCloudPartner / ISO Agent Program | Payment processing | Recurring share (lifetime) | Lifetime residuals, incentive boosts and a portfolio buyout option. Residual split not published.Apply and confirm the split in writing. | Referrers with telemedicine, CBD and hemp, nutraceutical or vape merchants. | Program page ↗Listed Oct 2026; subject to current verification |
| Durango Merchant ServicesMerchant Account Referral Program | Payment processing | Not published | Referral compensation offered; terms not published.Request terms before referring. | High-risk and international merchant referrals. | Program page ↗Listed Oct 2026; subject to current verification |
| HelcimAccounting Partners | Payment processing | One-time bounty | $200 per referred client who signs up and processes with Helcim, plus $30 per merchant statement shared for comparison.No Helcim merchant account required. Clients get fee-free processing on their first $5,000. | Accountants and bookkeepers with small-business clients. | Program page ↗Listed Oct 2026; subject to current verification |
| HelcimAffiliate Partners | Payment processing | Recurring share (rate not published) | Earn revenue on merchants referred through a unique link. Rate not published.Monthly referral reports and a partner success team. | Content sites, software vendors and consultants. | Program page ↗Listed Oct 2026; subject to current verification |
| StaxCustomer Referral Program | Payment processing | One-time bounty | $500 Visa gift card per referral once the referred business has processed for 60 days. No cap.Current Stax customers only. No self-referrals. | Existing Stax merchants referring peers. | Program page ↗Listed Oct 2026; subject to current verification |
| ChargeflowPartner Program | Chargebacks and fraud | Recurring share | 30% per referred customer for agencies; 25% for the first six months on the general offer.Self-serve signup. | Agencies and processors serving e-commerce and high-risk merchants. | Program page ↗Listed Oct 2026; subject to current verification |
| Chargebacks911Partnership / Referral Program | Chargebacks and fraud | Not published | Referral compensation offered; terms not published.Request terms. | Processors, ISOs and agencies with dispute-heavy merchants. | Program page ↗Listed Oct 2026; subject to current verification |
| MercuryAdvisor Program | Business banking and spend | Activation bonus | Up to $1,500 per eligible client: $1,000 when the client deposits $50,000 within 90 days of approval and $500 when they spend $10,000 on Mercury cards within 90 days.Firm referral link required. Terms in the Mercury Advisor Program Agreement. | Accounting firms, fractional CFOs and startup advisors. | Program page ↗Listed Oct 2026; subject to current verification |
| RampAccounting Partner Program | Business banking and spend | Activation bonus | Referral bonus once the client is approved and either spends and pays down $1,000 on Ramp cards or pays three bills. Amounts by partner tier are not published.Paid by ACH the month after eligibility. Only completed referrals count toward tiers. | Accounting firms and finance advisors. | Program page ↗Listed Oct 2026; subject to current verification |
| BrexReferral Program | Business banking and spend | Activation bonus | Referral credit set on your referral page. Public referral pages advertise $500 to the referrer and $500 to the new customer.Referred company must be approved and new to Brex. | Founders and operators referring peers. | Program page ↗Listed Oct 2026; subject to current verification |
| RelayAdvisor Partner Program | Business banking and spend | Tiered rewards plus deposit share | Monthly rewards by tier (Silver, Gold, Platinum). Gold and Platinum also earn a share of revenue on client deposits. Amounts provided by your account manager.Rewards deposited to the firm's Relay account monthly. | Accountants and bookkeepers. | Program page ↗Listed Oct 2026; subject to current verification |
| NovoReferral Program | Business banking and spend | Activation bonus | Account credit to both businesses once the referred account is funded and holds a $100+ average balance for 30 days. Amount not stated in the terms.Up to 10 qualified referrals per calendar year. | Small-business owners referring peers. | Program page ↗Listed Oct 2026; subject to current verification |
| PayoneerRefer Your Network | Cross-border and payouts | Activation bonus | $250 to you and $250 to the referred business after $30,000 in eligible outgoing transactions within 150 days.Reward credited to Payoneer USD balances. | Agencies and marketplaces with cross-border sellers or contractors. | Program page ↗Listed Oct 2026; subject to current verification |
| WiseAffiliate and Partner Program | Cross-border and payouts | Not published | Commission rates not published; business referrals earn a higher rate than personal referrals.Website partners join via Partnerize. High-volume partners contact Wise directly. | Content sites, accountants and advisors with international clients. | Program page ↗Listed Oct 2026; subject to current verification |
| GustoAffiliate Program (PartnerStack) | Payroll and HR | One-time bounty | $300 for every new customer you refer who runs payroll.Link-based attribution with SubIDs. | Content creators, advisors and small-business communities. | Program page ↗Listed Oct 2026; subject to current verification |
| RipplingAffiliate Program (PartnerStack) | Payroll and HR | One-time bounty | $1,600 per new paying customer: $600 at sales-qualified opportunity and $1,000 at closed-won.90-day referral cookie that resets on each click. Paid monthly. | Consultants, accountants and HR advisors with growing companies. | Program page ↗Listed Oct 2026; subject to current verification |
| DeelAffiliate Program | Payroll and HR | One-time bounty | $1,500 per new customer: $500 when the referral becomes sales-qualified and $1,000 when it becomes a paying customer.90-day attribution window from the click. | Advisors, communities and creators serving remote and global teams. | Program page ↗Listed Oct 2026; subject to current verification |
| VantaPartner Program (PartnerStack) | Compliance and security | Not published | Commission terms not published on the public listing.Apply via PartnerStack. | Security consultancies, MSPs and auditors. | Program page ↗Listed Oct 2026; subject to current verification |
| SecureframeReferral Partners | Compliance and security | Not published | Commission on referrals; rate not published. Partners can offer customers discounts.Contact partnerships@secureframe.com. | Consultancies and advisors selling to SaaS teams preparing for SOC 2. | Program page ↗Listed Oct 2026; subject to current verification |
| HubSpotAffiliate Program | CRM and sales tools | Recurring share | 30% recurring commission for up to 12 months while the customer stays active.30-day window from click to signup; 180 days from signup to purchase. | Content sites, agencies and RevOps consultants. | Program page ↗Listed Oct 2026; subject to current verification |
| PipedriveAffiliate Program | CRM and sales tools | Recurring share | 20% revenue share for the first 12 months (entry tier), 30% at the Growth tier, custom for top affiliates.90-day cookie window. | Sales consultants, agencies and B2B publishers. | Program page ↗Listed Oct 2026; subject to current verification |
| ChargebeePartner Program | Billing and subscriptions | Not published | Reseller and solution partner rewards; rates not published. No membership fee.Apply via the partner page. | Billing consultants, agencies and payment providers. | Program page ↗Listed Oct 2026; subject to current verification |
| AvalaraPartner Programs | Tax and finance ops | Not published | Referral and reseller programs; terms not published publicly.Opportunity registration through the partner portal. | Accountants, e-commerce agencies and ERP consultants. | Program page ↗Listed Oct 2026; subject to current verification |
| TruemedAffiliate Program | HSA/FSA checkout | Not published | Active affiliate program (hiring an affiliate marketing manager in 2026). Terms not published.Request terms. | Health, fitness and wellness brands and their agencies. | Program page ↗Listed Oct 2026; subject to current verification |
Terms are summarized from each provider's public program page as of the date shown. Providers change terms without notice. Confirm on the program page before relying on a number. Listing is not an endorsement. Rebar may hold referral relationships with some listed providers.
HOW PAYOUTS WORK
The four payout models, explained.
One-time bounty
A fixed amount per qualified customer, often split into milestones such as sales-qualified and closed-won.
Activation bonus
A fixed amount paid only after the referred business hits a usage threshold, such as a deposit or card-spend target.
Not published
The program exists but terms are shared after you apply. Ask for the split, duration, clawbacks and attribution window in writing.
FOR PARTNERS AND AGENCIES
How to choose which programs to join.
- Start from your clients, not the payout. Join programs your clients already need this quarter. A $1,600 bounty pays nothing if no client is buying payroll.
- Match the model to your cash flow. Bounties pay within a month or two. Residuals compound slowly and depend on retention.
- Read the qualifying event. "Sales-qualified," "runs payroll," "deposits $50,000" and "processes for 60 days" are very different bars.
- Get unpublished terms in writing. Ask for the split, duration, attribution window, clawbacks and payout timing before the first referral.
- Track every referral yourself. Keep your own log of who you introduced and when. Attribution disputes are the most common partner complaint.
IF YOU RUN A PARTNER PROGRAM
What this market tells you about your own payouts.
Your partners compare you against these numbers. If you sell B2B software and pay less than 20% of first-year revenue, or a bounty below $300, expect partners to prioritize someone else. If you pay well but hide your terms, expect fewer applications from serious partners.
Rebar Growth helps founder-led B2B companies design partner offers, recruit the first partners and turn introductions into revenue. Start with a free partner opportunity map, or ask us to benchmark your current program against this directory.
QUESTIONS / ANSWERED
Partner program questions, answered.
What is a typical referral commission for B2B software?
In the programs we track, SaaS tools that pay a percentage usually pay 20% to 30% of revenue for the first 12 months (HubSpot pays 30% for up to 12 months; Pipedrive pays 20% to 30% for 12 months). HR and payroll platforms tend to pay a fixed bounty instead, from $300 per customer (Gusto) to $1,500 to $1,600 (Deel and Rippling).
How do payment processing referral programs pay?
Merchant processing programs usually pay residuals: a share of the processor's net revenue on each referred merchant for as long as the merchant processes. Easy Pay Direct, for example, publishes 20% of net revenue for the life of the account. Some processors pay a flat bounty instead, such as Helcim's $200 per referred client for accounting partners.
Is a recurring commission better than a one-time bounty?
It depends on retention and volume. A lifetime residual on a high-volume merchant can outearn any bounty, but it pays slowly and stops if the merchant leaves. A milestone bounty pays faster and is easier to forecast. Many partners combine both: bounty programs for quick cash flow and residual programs for durable income.
Why do so many programs not publish their payout terms?
Providers often tier payouts by partner volume, negotiate terms for larger partners, or want to qualify partners before sharing rates. Before referring anyone, get the split, the payout duration, the attribution window, clawback rules and the definition of a qualified customer in writing.
How often is this directory updated?
Listings come from a provided dataset and have not all been fully rechecked, so every payout is subject to current verification. Providers change terms without notice, so always confirm on the program page before you rely on a number.
Can I get my partner program listed?
Yes. Use the form on this page to submit your program. We list programs that publish or confirm their terms in writing, and we can also benchmark your payout structure against the programs in this directory.
LIST, BENCHMARK OR FIND PROGRAMS
Get your program listed or benchmarked.
Program owners: send your terms and we will review them for the next monthly update, with a short note on how your payouts compare. Partners and agencies: tell us who you serve and we will point you to the programs that fit.
Free. We reply by email. No marketing list.
How we build this directory.
Each listing links to the provider's own program page, partner terms or partner marketplace listing. We summarize only what the provider publishes. When terms are not public we say so instead of estimating. Listings come from a provided dataset; payouts have not all been fully rechecked and are subject to current verification on the provider page.programs.json.