Knowledge Base

Learn the language of commercial infrastructure.

Key terms and concepts in payments, capital, infrastructure, and operations — explained by operators who have built inside these ecosystems for 20+ years.

Payments & Embedded Finance

Embedded Payments Embedded payments is the integration of payment processing capabilities directly into a software platform, marketplace, or application — all... Payment Facilitator (PayFac) A payment facilitator (PayFac) is a company that enables sub-merchants to accept electronic payments under its own master merchant account —... Interchange Fees Interchange fees are the transaction fees paid by the merchant's acquiring bank to the cardholder's issuing bank each time a credit or debit... Merchant of Record (MoR) A merchant of record is the entity that is legally authorized to process a consumer's payment — taking on liability for chargebacks, refunds... Banking as a Service (BaaS) Banking as a Service (BaaS) is a model where licensed banks provide their banking infrastructure — including accounts, cards, lending, and c... Payment Processor Evaluation Payment processor evaluation is the systematic process of assessing, comparing, and selecting the right payment processing partner for your ...

Capital & Lending

Revenue-Based Financing (RBF) Revenue-based financing is a form of capital where investors provide funding in exchange for a fixed percentage of the company's ongoing gro... Working Capital Financing Working capital financing provides short-term funding to cover a business's day-to-day operational expenses — bridging the gap between accou... Equipment Financing Equipment financing is a loan or lease arrangement specifically designed to fund the purchase of business equipment — from commercial vehicl... Venture Debt Venture debt is a form of debt financing for venture-backed companies that supplements equity rounds — providing additional capital runway (...

Infrastructure & Energy

Colocation Colocation (colo) is a data center service where businesses rent physical space, power, cooling, and network connectivity to house their own... Data Center Capacity Planning Data center capacity planning is the strategic process of forecasting, sourcing, and securing the compute, power, cooling, and network resou... AI Infrastructure AI infrastructure refers to the complete stack of hardware, software, and services required to develop, train, deploy, and scale artificial ...

Strategy & Operations

Partner Ecosystem A partner ecosystem is the network of strategic relationships — including technology partners, channel partners, referral partners, integrat...

AI & Operations

AI Operations (AIOps) AI operations refers to the practice of embedding artificial intelligence and automation into core business workflows — not as a standalone ...

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