01 / REVIEW AREA
Compare the whole stack
Include the Shopify subscription, processing, applicable platform fees and gateway costs.
SHOPIFY & ECOMMERCE PAYMENTS
Know the full cost of your checkout.
A lower processing quote can still cost more after platform fees. Review your Shopify plan, payment mix and gateway options together.
No advisory feesNo obligation to switchClear next steps
Partner-funded advice. Provider fees and terms still apply.
BUILT FOR THE PEOPLE
RESPONSIBLE FOR MARGIN
RESPONSIBLE FOR MARGIN
01 Founders & operators
02 Finance teams
03 Ecommerce & platforms
THE DIRECT ANSWER
Can a different gateway reduce Shopify payment costs?
Possibly, but the comparison must include Shopify subscription costs, card processing rates and applicable third-party transaction fees. Those platform fees can apply on top of a third-party provider’s fees. Rebar reviews the complete cost and checkout requirements before recommending a change.
Shopify Payments rates vary by plan. Exceptions and combined-provider fees depend on the store and current Shopify terms.
WHAT WE REVIEW
Start with the details
that affect your costs.
The useful number is total checkout cost after platform and provider fees.
02 / REVIEW AREA
Protect checkout requirements
List Shop Pay, subscriptions, local methods and other functions that any proposed setup needs.
03 / REVIEW AREA
Model the break-even
Calculate whether rate differences cover a higher subscription or additional provider fees.
A BETTER PROVIDER CONVERSATION
Know what
to ask next.
Use the review to turn a rate discussion into a complete cost comparison. These are questions to investigate, not findings about your account.
Get the shopify & ecommerce checklist ↗| Review area | The question to ask |
|---|---|
| Shopify plan | Does the rate improvement justify the subscription difference? |
| Third-party processing | Which Shopify transaction fees also apply? |
| Payment methods | Which checkout options and recurring-payment features remain supported? |
| International orders | How do card geography, currency and conversion affect total costs? |
FREE TOOL / NO EMAIL REQUIRED
What would a small
rate change mean?
Use your own volume and fees to explore a hypothetical reduction. A basis point is 0.01 percentage points. This is a scenario, not a quote or savings forecast.
20 bps
0 bps100 bps / 1 percentage point
ILLUSTRATIVE ANNUAL IMPACT
$6,000 / year
Example inputs are prefilled. Replace them with your figures.
Current effective rate3.00%
Scenario effective rate2.80%
Illustrative monthly difference$500
Annual impact = monthly volume × basis points ÷ 10,000 × 12. Assumes constant volume and a change to the effective rate. Excludes implementation and switching costs.
Your calculator amounts stay in your browser and are not sent with your inquiry or analytics.
Find out what is worth reviewing ↗TWO WAYS TO START
Bring us the question.
Leave with a next step.
Get a focused review or a checklist to guide your own provider conversation.
01 / COMPLIMENTARY REVIEW
A clearer payment statement.
Request a review of your current costs, the questions worth asking and the options worth testing.
Request my free review ↗02 / PROVIDER CONVERSATION CHECKLIST
A better pricing conversation.
Get six checks tailored to shopify & ecommerce, including the documents to gather and the questions to raise.
Get my review checklist ↗01
Share your starting point.
Your website, provider and approximate volume are enough to begin.
02
Review the evidence.
We identify the information needed and arrange document collection separately.
03
Choose your next move.
Keep your setup, ask better questions or evaluate a suitable alternative.
LET’S LOOK AT YOUR SETUP
Make your next
payment decision
an informed one.
Tell us where to start. Chris will review your request and follow up on the most useful next step.
Chris Fava
Rebar Payments advisory
chris@wearerebar.com
Rebar is compensated through processing partners when eligible referred merchants transact. You are free to keep your current provider.
Checking request availability. You can also book a call or email Chris.
BEFORE YOU START
A few practical
questions.
Clear answers about shopify & ecommerce and how a Rebar review works.
Can Rebar eliminate Shopify third-party transaction fees?
Rebar cannot waive Shopify platform fees. The review checks whether fees apply to your store and includes them in the comparison. Confirm applicable exceptions with Shopify.
Will upgrading my Shopify plan reduce card fees?
Shopify says card rates vary by plan. Compare the potential rate reduction with the higher subscription cost using your actual monthly volume.
Can I keep all my checkout features?
Compatibility depends on the provider, plan, market and integration. Confirm each required feature before making a change.
How does Rebar get paid?
Rebar can receive compensation from payment processing partners when eligible referred merchants transact. The payments advisory review has no upfront or ongoing Rebar fee. You are free to keep your current provider. Processing fees and provider terms still apply.
Provider sources reviewed October 30, 2026:Shopify third-party transaction fees ↗Shopify Payments fees ↗Account-specific terms may differ.
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